Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Carefree, AZ

28 homesVA & FHA loansrates from 2.77% vs 7.40% today

Carefree assumption guide
5100 RANCHO PALOMA Drive #2072, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.625%
VA
Active
28
$575,000$43,251 equity gap
Rate
5.625%
7.40%today
Payment
$3,220/mo
$3,873today
  • 2beds
  • 2baths
  • 1,420sqft

5100 RANCHO PALOMA Drive #2072, Cave Creek

229 JORDON Lane, Phoenix, AZ, 85086 — assumable VA mortgage at 2.88%
VA
Active
32
$775,000$104,534 equity gap
Rate
2.88%
7.40%today
Payment
$3,110/mo
$5,186today
  • 4beds
  • 2baths
  • 2,434sqft

229 JORDON Lane, Phoenix

39410 7TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 3.12%
VA
Active
81
$1,174,900$294,490 equity gap
Rate
3.12%
7.40%today
Payment
$4,175/mo
$6,753today
  • 4beds
  • 4baths
  • 3,647sqft

39410 7TH Street, Phoenix

5317 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.77%
VA
Active
50
$949,999$372,572 equity gap
Rate
2.77%
7.40%today
Payment
$2,707/mo
$4,580today
  • 3beds
  • 3baths
  • 3,022sqft

5317 FOREST PLEASANT Place, Cave Creek

4220 DESERT MARIGOLD Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.89%
VA
Active
27
$599,999$213,006 equity gap
Rate
2.89%
7.40%today
Payment
$1,851/mo
$3,084today
  • 3beds
  • 2baths
  • 2,029sqft

4220 DESERT MARIGOLD Drive, Cave Creek

33550 DOVE LAKES Drive #1002, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.96%
VA
Active
26
$515,000$204,077 equity gap
Rate
2.96%
7.40%today
Payment
$1,506/mo
$2,486today
  • 2beds
  • 2baths
  • 1,702sqft

33550 DOVE LAKES Drive #1002, Cave Creek

8584 TUMBLEWEED Drive, Scottsdale, AZ, 85266 — assumable VA mortgage at 2.83%
VA
Active
92
$1,717,500$1,057,376 equity gap
Rate
2.83%
7.40%today
Payment
$3,094/mo
$5,193today
  • 3beds
  • 4baths
  • 4,073sqft

8584 TUMBLEWEED Drive, Scottsdale

4407 COYOTE WASH Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 2.87%
VA
Active
36
$675,000$450,858 equity gap
Rate
2.87%
7.40%today
Payment
$1,070/mo
$1,787today
  • 4beds
  • 3baths
  • 2,132sqft

4407 COYOTE WASH Drive, Cave Creek

9663 CINDER CONE Trail, Scottsdale, AZ, 85262 — assumable VA mortgage at 2.88%
VA
Active
60
$1,249,000$802,962 equity gap
Rate
2.88%
7.40%today
Payment
$2,132/mo
$3,555today
  • 3beds
  • 3baths
  • 2,875sqft

9663 CINDER CONE Trail, Scottsdale

38418 12TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 2.99%
VA
Active
40
$749,000$377,633 equity gap
Rate
2.99%
7.40%today
Payment
$1,747/mo
$2,873today
  • 4beds
  • 2baths
  • 2,493sqft

38418 12TH Street, Phoenix

34801 53RD Street #13, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.00%
VA
Active
44
$989,000$424,089 equity gap
Rate
3.00%
7.40%today
Payment
$2,703/mo
$4,439today
  • 3beds
  • 3baths
  • 2,468sqft

34801 53RD Street #13, Cave Creek

6117 PALOMINO Lane, Scottsdale, AZ, 85266 — assumable VA mortgage at 3.01%
VA
Active
62
$899,900$484,164 equity gap
Rate
3.01%
7.40%today
Payment
$2,287/mo
$3,529today
  • 5beds
  • 3baths
  • 3,960sqft

6117 PALOMINO Lane, Scottsdale

47205 New River Road, New River, AZ, 85087 — assumable VA mortgage at 3.02%
VA
Active
28
$399,999$171,587 equity gap
Rate
3.02%
7.40%today
Payment
$1,116/mo
$1,828today
  • 3beds
  • 2baths
  • 1,738sqft

47205 New River Road, New River

11058 Tamarisk Way, Scottsdale, AZ, 85262 — assumable VA mortgage at 3.02%
VA
Active
122
$3,399,000$2,720,972 equity gap
Rate
3.02%
7.40%today
Payment
$3,252/mo
$5,326today
  • 5beds
  • 9baths
  • 9,004sqft

11058 Tamarisk Way, Scottsdale

38819 19TH Way, Phoenix, AZ, 85086 — assumable VA mortgage at 3.07%
VA
Active
26
$550,000$235,784 equity gap
Rate
3.07%
7.40%today
Payment
$1,485/mo
$2,417today
  • 3beds
  • 2baths
  • 2,170sqft

38819 19TH Way, Phoenix

32006 44TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 3.43%
VA
Active
49
$1,050,000$904,739 equity gap
Rate
3.43%
7.40%today
Payment
$832/mo
$1,295today
  • 4beds
  • 3baths
  • 2,679sqft

32006 44TH Place, Cave Creek

44728 22ND Street, New River, AZ, 85087 — assumable VA mortgage at 3.97%
VA
Active
35
$625,000$360,501 equity gap
Rate
3.97%
7.40%today
Payment
$1,689/mo
$2,459today
  • 3beds
  • 2baths
  • 2,357sqft

44728 22ND Street, New River

6032 SKINNER Drive, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.00%
FHA
Active
36
$1,150,000$799,596 equity gap
Rate
4.00%
7.40%today
Payment
$1,822/mo
$2,642today
  • 4beds
  • 2baths
  • 2,667sqft

6032 SKINNER Drive, Cave Creek

5308 FOREST PLEASANT Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.50%
VA
Active
73
$900,000$31,664 equity gap
Rate
6.50%
7.40%today
Payment
$5,545/mo
$6,074today
  • 4beds
  • 3baths
  • 2,623sqft

5308 FOREST PLEASANT Place, Cave Creek

4714 MORNING VISTA Lane, Cave Creek, AZ, 85331 — assumable FHA mortgage at 4.38%
FHA
Active
22
$445,000$376,532 equity gap
Rate
4.38%
7.40%today
Payment
$582/mo
$807today
  • 2beds
  • 2baths
  • 1,454sqft

4714 MORNING VISTA Lane, Cave Creek

38414 12TH Street, Phoenix, AZ, 85086 — assumable VA mortgage at 5.84%
VA
Active
58
$1,050,000$112,747 equity gap
Rate
5.84%
7.40%today
Payment
$5,800/mo
$6,814today
  • 7beds
  • 3baths
  • 3,700sqft

38414 12TH Street, Phoenix

34841 3RD Street, Phoenix, AZ, 85086 — assumable VA mortgage at 6.76%
VA
Active
37
$825,000$135,042 equity gap
Rate
6.76%
7.40%today
Payment
$4,545/mo
$4,847today
  • 4beds
  • 3baths
  • 2,176sqft

34841 3RD Street, Phoenix

609 PASARO Drive, Phoenix, AZ, 85085 — assumable VA mortgage at 6.77%
VA
Active
56
$735,000$145,971 equity gap
Rate
6.77%
7.40%today
Payment
$3,869/mo
$4,122today
  • 3beds
  • 2baths
  • 2,014sqft

609 PASARO Drive, Phoenix

4728 SPUR Drive, Cave Creek, AZ, 85331 — assumable VA mortgage at 5.09%
VA
Active
32
$949,000$308,498 equity gap
Rate
5.09%
7.40%today
Payment
$3,712/mo
$4,739today
  • 4beds
  • 3baths
  • 2,690sqft

4728 SPUR Drive, Cave Creek

29426 51ST Place, Cave Creek, AZ, 85331 — assumable FHA mortgage at 6.54%
FHA
Active
58
$689,000$170,536 equity gap
Rate
6.54%
7.40%today
Payment
$3,424/mo
$3,735today
  • 4beds
  • 2baths
  • 1,828sqft

29426 51ST Place, Cave Creek

26627 46TH Place, Cave Creek, AZ, 85331 — assumable VA mortgage at 6.60%
VA
Active
38
$950,000$269,038 equity gap
Rate
6.60%
7.40%today
Payment
$4,528/mo
$4,909today
  • 5beds
  • 3baths
  • 2,582sqft

26627 46TH Place, Cave Creek

1111 Honda Bow Rd -- #-, New River, AZ, 85087 — assumable VA mortgage at 6.32%
VA
Active
26
$125,000Potential short sale
Rate
6.32%
7.40%today
Payment
$2,822/mo
$3,150today
  • —beds
  • —baths
  • —sqft

1111 Honda Bow Rd -- #-, New River

35710 140TH Street, Scottsdale, AZ, 85262 — assumable FHA mortgage at 6.52%
FHA
Active
60
$1,199,800$633,831 equity gap
Rate
6.52%
7.40%today
Payment
$3,595/mo
$3,929today
  • 4beds
  • 4baths
  • 3,127sqft

35710 140TH Street, Scottsdale

Assuming a mortgage in Carefree

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 28 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.77%
Lowest existing payment
$582 /mo
Median cash to assume
$308,498
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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