Daniel Clark

Daniel Clark

Assumable homes for sale in Cottonwood, AZ

5 homesFHA & VA loansrates from 2.98% vs 7.40% today

Cottonwood assumption guide
3382 GRAND VIEW Drive, Cottonwood, AZ, 86326 — assumable FHA mortgage at 2.98%
FHA
Active
20
$315,000$212,301 equity gap
Rate
2.98%
7.40%today
Payment
$486/mo
$800today
  • 2beds
  • 2baths
  • 1,218sqft

3382 GRAND VIEW Drive, Cottonwood

3382 GRAND VIEW Drive, Cottonwood, AZ, 86326 — assumable FHA mortgage at 2.98%
FHA
Active
20
$317,000$214,301 equity gap
Rate
2.98%
7.40%today
Payment
$486/mo
$800today
  • 2beds
  • 2baths
  • 1,218sqft

3382 GRAND VIEW Drive, Cottonwood

1947 QUAIL Run, Cottonwood, AZ, 86326 — assumable VA mortgage at 3.16%
VA
Active
37
$594,000$259,005 equity gap
Rate
3.16%
7.40%today
Payment
$1,661/mo
$2,673today
  • 4beds
  • 3baths
  • 2,789sqft

1947 QUAIL Run, Cottonwood

1145 17TH Place, Cottonwood, AZ, 86326 — assumable FHA mortgage at 6.78%
FHA
Active
15
$349,900$8,636 equity gap
Rate
6.78%
7.40%today
Payment
$2,268/mo
$2,413today
  • 3beds
  • 2baths
  • 1,290sqft

1145 17TH Place, Cottonwood

3970 Massai Circle, Cottonwood, AZ, 86326 — assumable FHA mortgage at 4.43%
FHA
Active
23
$280,000$196,122 equity gap
Rate
4.43%
7.40%today
Payment
$502/mo
$692today
  • 2beds
  • 2baths
  • 1,024sqft

3970 Massai Circle, Cottonwood

Assuming a mortgage in Cottonwood

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$486 /mo
Median cash to assume
$212,301
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.