Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Gilbert, AZ

200 homesFHA & VA loansrates from 2.38% vs 7.40% today

Gilbert assumption guide
2455 BROADWAY Road #59, Mesa, AZ, 85204 — assumable FHA mortgage at 2.375%
FHA
Active
20
$295,000$138,816 equity gap
Rate
2.375%
7.40%today
Payment
$699/mo
$1,246today
  • 2beds
  • 2baths
  • 964sqft

2455 BROADWAY Road #59, Mesa

2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 equity gap
Rate
5.81%
7.40%today
Payment
$4,850/mo
$5,717today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

2402 5TH Street #1668, Tempe, AZ, 85288 — assumable VA mortgage at 2.86%
VA
Active
23
$379,999$50,396 equity gap
Rate
2.86%
7.40%today
Payment
$1,532/mo
$2,562today
  • 2beds
  • 3baths
  • 1,135sqft

2402 5TH Street #1668, Tempe

8025 CICERO Street, Mesa, AZ, 85207 — assumable VA mortgage at 2.96%
VA
Active
14
$423,499$51,579 equity gap
Rate
2.96%
7.40%today
Payment
$1,760/mo
$2,905today
  • 3beds
  • 2baths
  • 1,397sqft

8025 CICERO Street, Mesa

2040 LONGMORE -- #70, Mesa, AZ, 85202 — assumable FHA mortgage at 2.98%
FHA
Active
28
$264,900$51,584 equity gap
Rate
2.98%
7.40%today
Payment
$1,012/mo
$1,666today
  • 3beds
  • 3baths
  • 1,296sqft

2040 LONGMORE -- #70, Mesa

3134 MCKELLIPS Road #178, Mesa, AZ, 85213 — assumable FHA mortgage at 2.98%
FHA
Active
22
$280,000$50,933 equity gap
Rate
2.98%
7.40%today
Payment
$1,084/mo
$1,785today
  • 2beds
  • 2baths
  • 874sqft

3134 MCKELLIPS Road #178, Mesa

125 56TH Street #57, Mesa, AZ, 85206 — assumable FHA mortgage at 3.03%
FHA
Active
35
$308,000$40,417 equity gap
Rate
3.03%
7.40%today
Payment
$1,267/mo
$2,074today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #57, Mesa

948 ALMA SCHOOL Road #13, Mesa, AZ, 85210 — assumable VA mortgage at 3.05%
VA
Active
26
$235,000$38,069 equity gap
Rate
3.05%
7.40%today
Payment
$933/mo
$1,522today
  • 2beds
  • 2baths
  • 918sqft

948 ALMA SCHOOL Road #13, Mesa

7259 EDGEWOOD Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 3.10%
VA
Active
28
$460,000$66,541 equity gap
Rate
3.10%
7.40%today
Payment
$1,862/mo
$3,019today
  • 3beds
  • 2baths
  • 1,888sqft

7259 EDGEWOOD Avenue, Mesa

2786 APACHE Drive, Chandler, AZ, 85286 — assumable VA mortgage at 3.45%
VA
Active
35
$415,000$45,375 equity gap
Rate
3.45%
7.40%today
Payment
$1,807/mo
$2,803today
  • 2beds
  • 3baths
  • 1,278sqft

2786 APACHE Drive, Chandler

714 WILLIAMS --, Mesa, AZ, 85204 — assumable FHA mortgage at 2.73%
FHA
Active
29
$400,000$118,451 equity gap
Rate
2.73%
7.40%today
Payment
$1,305/mo
$2,219today
  • 3beds
  • 3baths
  • 1,511sqft

714 WILLIAMS --, Mesa

542 HIGLEY Road #63, Mesa, AZ, 85206 — assumable FHA mortgage at 2.81%
FHA
Active
31
$285,000$77,291 equity gap
Rate
2.81%
7.40%today
Payment
$974/mo
$1,638today
  • 2beds
  • 2baths
  • 1,184sqft

542 HIGLEY Road #63, Mesa

779 DORAL Avenue #101, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
63
$410,000$91,245 equity gap
Rate
2.87%
7.40%today
Payment
$1,487/mo
$2,483today
  • 3beds
  • 3baths
  • 1,422sqft

779 DORAL Avenue #101, Gilbert

19119 APRICOT Lane, Queen Creek, AZ, 85142 — assumable VA mortgage at 2.88%
VA
Active
37
$745,000$164,546 equity gap
Rate
2.88%
7.40%today
Payment
$2,686/mo
$4,480today
  • 4beds
  • 3baths
  • 3,319sqft

19119 APRICOT Lane, Queen Creek

600 GROVE Parkway #1009, Tempe, AZ, 85283 — assumable FHA mortgage at 2.98%
FHA
Active
42
$220,000$48,361 equity gap
Rate
2.98%
7.40%today
Payment
$816/mo
$1,343today
  • 1beds
  • 1baths
  • 778sqft

600 GROVE Parkway #1009, Tempe

2254 University Drive #2, Mesa, AZ, 85213 — assumable VA mortgage at 3.05%
VA
Active
28
$380,000$77,070 equity gap
Rate
3.05%
7.40%today
Payment
$1,429/mo
$2,331today
  • 3beds
  • 3baths
  • 1,891sqft

2254 University Drive #2, Mesa

7138 BAYWOOD Avenue, Mesa, AZ, 85208 — assumable FHA mortgage at 3.55%
FHA
Active
16
$299,900$54,362 equity gap
Rate
3.55%
7.40%today
Payment
$1,218/mo
$1,867today
  • 2beds
  • 2baths
  • 1,026sqft

7138 BAYWOOD Avenue, Mesa

1904 LEBARON Street, Mesa, AZ, 85201 — assumable VA mortgage at 3.89%
VA
Active
22
$399,999$25,487 equity gap
Rate
3.89%
7.40%today
Payment
$1,931/mo
$2,839today
  • 4beds
  • 2baths
  • 1,328sqft

1904 LEBARON Street, Mesa

2127 SHANNON Way, Mesa, AZ, 85215 — assumable VA mortgage at 3.76%
VA
Active
22
$379,000$58,374 equity gap
Rate
3.76%
7.40%today
Payment
$1,628/mo
$2,430today
  • 2beds
  • 2baths
  • 1,269sqft

2127 SHANNON Way, Mesa

4198 SOBOBA Street, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.67%
FHA
Active
36
$415,000$165,001 equity gap
Rate
2.67%
7.40%today
Payment
$1,154/mo
$1,978today
  • 3beds
  • 3baths
  • 1,537sqft

4198 SOBOBA Street, Gilbert

125 56TH Street #1, Mesa, AZ, 85206 — assumable FHA mortgage at 2.71%
FHA
Active
40
$290,000$92,432 equity gap
Rate
2.71%
7.40%today
Payment
$923/mo
$1,573today
  • 3beds
  • 3baths
  • 1,255sqft

125 56TH Street #1, Mesa

7705 DESERT FLOWER Avenue, Mesa, AZ, 85208 — assumable VA mortgage at 2.72%
VA
Active
45
$290,000$96,461 equity gap
Rate
2.72%
7.40%today
Payment
$907/mo
$1,544today
  • 2beds
  • 2baths
  • 1,106sqft

7705 DESERT FLOWER Avenue, Mesa

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$197,764 equity gap
Rate
2.74%
7.40%today
Payment
$1,409/mo
$2,393today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

5136 Evergreen Street #1127, Mesa, AZ, 85205 — assumable FHA mortgage at 2.81%
FHA
Active
27
$260,000$83,732 equity gap
Rate
2.81%
7.40%today
Payment
$828/mo
$1,394today
  • 2beds
  • 2baths
  • 849sqft

5136 Evergreen Street #1127, Mesa

2769 RAKESTRAW Lane, Gilbert, AZ, 85298 — assumable VA mortgage at 2.83%
VA
Active
45
$565,000$182,257 equity gap
Rate
2.83%
7.40%today
Payment
$1,815/mo
$3,046today
  • 4beds
  • 2baths
  • 2,109sqft

2769 RAKESTRAW Lane, Gilbert

2799 Terrace Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.84%
FHA
Active
19
$410,000$134,551 equity gap
Rate
2.84%
7.40%today
Payment
$1,278/mo
$2,142today
  • 3beds
  • 2baths
  • 1,204sqft

2799 Terrace Avenue, Gilbert

2948 MAPLEWOOD Street, Gilbert, AZ, 85297 — assumable VA mortgage at 2.87%
VA
Active
33
$769,000$289,654 equity gap
Rate
2.87%
7.40%today
Payment
$2,231/mo
$3,725today
  • 4beds
  • 3baths
  • 2,834sqft

2948 MAPLEWOOD Street, Gilbert

1716 82ND Way, Mesa, AZ, 85209 — assumable FHA mortgage at 2.87%
FHA
Active
35
$390,000$137,456 equity gap
Rate
2.87%
7.40%today
Payment
$1,203/mo
$2,008today
  • 3beds
  • 3baths
  • 1,463sqft

1716 82ND Way, Mesa

1892 SHANNON Street, Gilbert, AZ, 85295 — assumable VA mortgage at 2.91%
VA
Active
44
$575,000$186,872 equity gap
Rate
2.91%
7.40%today
Payment
$1,865/mo
$3,099today
  • 4beds
  • 3baths
  • 2,572sqft

1892 SHANNON Street, Gilbert

3120 94TH Place, Mesa, AZ, 85212 — assumable VA mortgage at 2.95%
VA
Active
37
$459,900$147,540 equity gap
Rate
2.95%
7.40%today
Payment
$1,476/mo
$2,440today
  • 4beds
  • 2baths
  • 1,953sqft

3120 94TH Place, Mesa

3222 SEAN Drive, Chandler, AZ, 85224 — assumable VA mortgage at 2.96%
VA
Active
27
$499,999$180,730 equity gap
Rate
2.96%
7.40%today
Payment
$1,514/mo
$2,499today
  • 4beds
  • 3baths
  • 2,039sqft

3222 SEAN Drive, Chandler

3791 LOBACK Lane, Gilbert, AZ, 85297 — assumable FHA mortgage at 2.96%
FHA
Active
31
$439,000$149,173 equity gap
Rate
2.96%
7.40%today
Payment
$1,400/mo
$2,311today
  • 3beds
  • 2baths
  • 1,253sqft

3791 LOBACK Lane, Gilbert

843 Leisure World --, Mesa, AZ, 85206 — assumable FHA mortgage at 2.99%
FHA
Active
55
$333,000$112,899 equity gap
Rate
2.99%
7.40%today
Payment
$1,036/mo
$1,703today
  • 2beds
  • 2baths
  • 1,096sqft

843 Leisure World --, Mesa

5614 BUFFALO Street, Chandler, AZ, 85226 — assumable VA mortgage at 3.00%
VA
Active
31
$345,000$137,672 equity gap
Rate
3.00%
7.40%today
Payment
$988/mo
$1,622today
  • 2beds
  • 2baths
  • 910sqft

5614 BUFFALO Street, Chandler

1342 EMERALD Avenue #418, Mesa, AZ, 85202 — assumable FHA mortgage at 3.02%
FHA
Active
36
$239,900$78,110 equity gap
Rate
3.02%
7.40%today
Payment
$789/mo
$1,292today
  • 2beds
  • 2baths
  • 1,038sqft

1342 EMERALD Avenue #418, Mesa

10 HERMOSA Drive, Tempe, AZ, 85282 — assumable VA mortgage at 3.05%
VA
Active
20
$289,500$95,258 equity gap
Rate
3.05%
7.40%today
Payment
$935/mo
$1,525today
  • 3beds
  • 2baths
  • 1,408sqft

10 HERMOSA Drive, Tempe

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 2 of the 200 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.38%
Lowest existing payment
$310 /mo
Median cash to assume
$158,531
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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