Assumable homes for sale in Gilbert, AZ

10 homesVA & FHA loansrates from 2.72% vs 7.40% today

Gilbert assumption guide

743 PORT Drive, Gilbert, AZ, 85233 — assumable VA mortgage at 3.26%

Active

$398,000$158,531 equity gap

Rate: 3.26%; ~~7.40%~~today
Payment: $1,205/mo; ~~$1,915~~today

3beds
3baths
1,620sqft

743 PORT Drive, Gilbert

281 BROOKS Street, Gilbert, AZ, 85233 — assumable VA mortgage at 2.72%

Active

$675,000$336,598 equity gap

Rate: 2.72%; ~~7.40%~~today
Payment: $1,582/mo; ~~$2,693~~today

3beds
2baths
2,243sqft

281 BROOKS Street, Gilbert

265 LIBERTY Lane, Gilbert, AZ, 85296 — assumable VA mortgage at 3.62%

Active

$670,000$319,838 equity gap

Rate: 3.62%; ~~7.40%~~today
Payment: $1,841/mo; ~~$2,797~~today

3beds
2baths
2,156sqft

265 LIBERTY Lane, Gilbert

92 Palomino Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 3.65%

Active

$460,000$237,844 equity gap

Rate: 3.65%; ~~7.40%~~today
Payment: $1,169/mo; ~~$1,770~~today

3beds
3baths
2,102sqft

92 Palomino Drive, Gilbert

941 HUDSON Way, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.87%

FHA

Active

$445,000$29,956 equity gap

Rate: 6.87%; ~~7.40%~~today
Payment: $2,785/mo; ~~$2,937~~today

3beds
2baths
1,377sqft

941 HUDSON Way, Gilbert

913 JOHN Way, Chandler, AZ, 85225 — assumable VA mortgage at 6.96%

Active

$750,000$100,698 equity gap

Rate: 6.96%; ~~7.40%~~today
Payment: $4,367/mo; ~~$4,563~~today

4beds
2baths
2,356sqft

913 JOHN Way, Chandler

253 MONTEREY Street, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.69%

FHA

Active

$639,500$244,585 equity gap

Rate: 6.69%; ~~7.40%~~today
Payment: $2,591/mo; ~~$2,783~~today

3beds
2baths
1,906sqft

253 MONTEREY Street, Gilbert

34 PALO VERDE Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 6.85%

FHA

Active

$604,900$187,200 equity gap

Rate: 6.85%; ~~7.40%~~today
Payment: $2,774/mo; ~~$2,931~~today

4beds
2baths
2,028sqft

34 PALO VERDE Street, Gilbert

1600 SABA Street #111, Chandler, AZ, 85225 — assumable FHA mortgage at 6.58%

FHA

Active

$330,000$299,818 equity gap

Rate: 6.58%; ~~7.40%~~today
Payment: $568/mo; ~~$617~~today

2beds
2baths
1,200sqft

1600 SABA Street #111, Chandler

925 SAILFISH Drive, Gilbert, AZ, 85233 — assumable FHA mortgage at 6.86%

FHA

Active

$525,000$504,480 equity gap

Rate: 6.86%; ~~7.40%~~today
Payment: $684/mo; ~~$722~~today

3beds
2baths
1,644sqft

925 SAILFISH Drive, Gilbert

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.72%
Lowest existing payment: $568 /mo
Median cash to assume: $241,215