Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Gilbert, AZ

21 homesFHA & VA loansrates from 2.74% vs 7.40% today

Gilbert assumption guide
2535 SARATOGA Street, Gilbert, AZ, 85296 — assumable VA mortgage at 5.81%
VA
ActiveVerified
43
$799,900$22,331 equity gap
Rate
5.81%
7.40%today
Payment
$4,850/mo
$5,717today
  • 5beds
  • 3baths
  • 3,421sqft

2535 SARATOGA Street, Gilbert

661 JOSHUA TREE Lane, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.74%
FHA
Active
46
$499,999$197,764 equity gap
Rate
2.74%
7.40%today
Payment
$1,409/mo
$2,393today
  • 4beds
  • 2baths
  • 1,489sqft

661 JOSHUA TREE Lane, Gilbert

2799 Terrace Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.84%
FHA
Active
19
$410,000$134,551 equity gap
Rate
2.84%
7.40%today
Payment
$1,278/mo
$2,142today
  • 3beds
  • 2baths
  • 1,204sqft

2799 Terrace Avenue, Gilbert

1839 ANCHOR Drive, Gilbert, AZ, 85234 — assumable FHA mortgage at 2.83%
FHA
Active
22
$500,000$292,004 equity gap
Rate
2.83%
7.40%today
Payment
$986/mo
$1,656today
  • 2beds
  • 2baths
  • 1,581sqft

1839 ANCHOR Drive, Gilbert

1310 PARKCREST Street, Mesa, AZ, 85206 — assumable FHA mortgage at 2.88%
FHA
Active
23
$365,000$190,597 equity gap
Rate
2.88%
7.40%today
Payment
$888/mo
$1,427today
  • 2beds
  • 2baths
  • 1,097sqft

1310 PARKCREST Street, Mesa

4314 HARVARD Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 3.06%
FHA
Active
51
$544,900$265,411 equity gap
Rate
3.06%
7.40%today
Payment
$1,340/mo
$2,184today
  • 3beds
  • 3baths
  • 2,171sqft

4314 HARVARD Avenue, Gilbert

4557 GROVE Avenue, Mesa, AZ, 85206 — assumable VA mortgage at 5.10%
VA
Active
27
$469,000$19,769 equity gap
Rate
5.10%
7.40%today
Payment
$2,606/mo
$3,323today
  • 3beds
  • 2baths
  • 1,247sqft

4557 GROVE Avenue, Mesa

1874 SAGEBRUSH Street, Gilbert, AZ, 85296 — assumable FHA mortgage at 3.31%
FHA
Active
30
$625,000$377,075 equity gap
Rate
3.31%
7.40%today
Payment
$1,257/mo
$1,985today
  • 5beds
  • 2baths
  • 2,285sqft

1874 SAGEBRUSH Street, Gilbert

1350 GREENFIELD Road #1073, Mesa, AZ, 85206 — assumable FHA mortgage at 3.78%
FHA
Active
46
$349,000$252,836 equity gap
Rate
3.78%
7.40%today
Payment
$671/mo
$999today
  • 2beds
  • 3baths
  • 1,080sqft

1350 GREENFIELD Road #1073, Mesa

2268 MARLENE Drive, Gilbert, AZ, 85296 — assumable VA mortgage at 5.23%
VA
Active
27
$529,900$65,956 equity gap
Rate
5.23%
7.40%today
Payment
$2,727/mo
$3,427today
  • 3beds
  • 2baths
  • 1,615sqft

2268 MARLENE Drive, Gilbert

711 PHEASANT Drive, Gilbert, AZ, 85234 — assumable VA mortgage at 3.98%
VA
Active
65
$695,000$439,185 equity gap
Rate
3.98%
7.40%today
Payment
$1,601/mo
$2,327today
  • 5beds
  • 4baths
  • 2,753sqft

711 PHEASANT Drive, Gilbert

5441 FLOWER Avenue, Mesa, AZ, 85206 — assumable FHA mortgage at 5.41%
FHA
Active
13
$475,000$81,957 equity gap
Rate
5.41%
7.40%today
Payment
$2,346/mo
$2,889today
  • 3beds
  • 2baths
  • 1,548sqft

5441 FLOWER Avenue, Mesa

1419 THUNDERBIRD Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 6.48%
FHA
Active
17
$395,000Potential short sale
Rate
6.48%
7.40%today
Payment
$2,756/mo
$3,025today
  • 3beds
  • 2baths
  • 1,363sqft

1419 THUNDERBIRD Avenue, Gilbert

3497 Sierra Madre Avenue, Gilbert, AZ, 85296 — assumable FHA mortgage at 4.30%
FHA
Active
44
$824,000$777,895 equity gap
Rate
4.30%
7.40%today
Payment
$310/mo
$433today
  • 4beds
  • 3baths
  • 3,503sqft

3497 Sierra Madre Avenue, Gilbert

5242 HILTON Avenue, Mesa, AZ, 85206 — assumable FHA mortgage at 5.11%
FHA
Active
42
$460,000$96,180 equity gap
Rate
5.11%
7.40%today
Payment
$2,119/mo
$2,700today
  • 3beds
  • 3baths
  • 1,899sqft

5242 HILTON Avenue, Mesa

1164 QUAIL --, Mesa, AZ, 85206 — assumable FHA mortgage at 5.98%
FHA
Active
43
$395,000$65,051 equity gap
Rate
5.98%
7.40%today
Payment
$2,010/mo
$2,319today
  • 2beds
  • 2baths
  • 1,717sqft

1164 QUAIL --, Mesa

4338 DOUGLAS Avenue, Gilbert, AZ, 85234 — assumable FHA mortgage at 6.76%
FHA
Active
33
$569,850$128,572 equity gap
Rate
6.76%
7.40%today
Payment
$2,907/mo
$3,100today
  • 3beds
  • 2baths
  • 1,824sqft

4338 DOUGLAS Avenue, Gilbert

1350 Greenfield Road #1158, Mesa, AZ, 85206 — assumable FHA mortgage at 6.81%
FHA
Active
56
$354,999$83,392 equity gap
Rate
6.81%
7.40%today
Payment
$1,833/mo
$1,944today
  • 2beds
  • 3baths
  • 1,135sqft

1350 Greenfield Road #1158, Mesa

3520 MORRISON RANCH Parkway, Gilbert, AZ, 85296 — assumable FHA mortgage at 5.25%
FHA
Active
30
$729,000$564,904 equity gap
Rate
5.25%
7.40%today
Payment
$1,447/mo
$1,814today
  • 3beds
  • 2baths
  • 2,305sqft

3520 MORRISON RANCH Parkway, Gilbert

1902 WILLOW TREE Court, Gilbert, AZ, 85234 — assumable VA mortgage at 5.30%
VA
Active
67
$1,300,000$944,102 equity gap
Rate
5.30%
7.40%today
Payment
$2,110/mo
$2,631today
  • 4beds
  • 3baths
  • 2,701sqft

1902 WILLOW TREE Court, Gilbert

5339 HOPI Avenue, Mesa, AZ, 85206 — assumable VA mortgage at 5.62%
VA
Active
32
$400,000Potential short sale
Rate
5.62%
7.40%today
Payment
$2,625/mo
$3,159today
  • 3beds
  • 3baths
  • 1,899sqft

5339 HOPI Avenue, Mesa

Assuming a mortgage in Gilbert

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour. 1 of the 21 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.74%
Lowest existing payment
$310 /mo
Median cash to assume
$190,597
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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