Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Phoenix, AZ

20 homesFHA & VA loansrates from 2.65% vs 7.40% today

Phoenix assumption guide
3743 MARMORA Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.76%
FHA
Active
30
$434,947$26,060 equity gap
Rate
3.76%
7.40%today
Payment
$2,072/mo
$3,093today
  • 3beds
  • 2baths
  • 1,208sqft

3743 MARMORA Street, Phoenix

3224 SWEETWATER Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.05%
FHA
Active
36
$399,990$131,337 equity gap
Rate
3.05%
7.40%today
Payment
$1,273/mo
$2,077today
  • 4beds
  • 2baths
  • 1,679sqft

3224 SWEETWATER Avenue, Phoenix

2520 LIBBY Street, Phoenix, AZ, 85032 — assumable VA mortgage at 3.55%
VA
Active
47
$459,900$125,395 equity gap
Rate
3.55%
7.40%today
Payment
$1,666/mo
$2,554today
  • 4beds
  • 2baths
  • 1,512sqft

2520 LIBBY Street, Phoenix

2844 MONTE CRISTO Avenue, Phoenix, AZ, 85032 — assumable VA mortgage at 3.16%
VA
Active
40
$569,900$216,492 equity gap
Rate
3.16%
7.40%today
Payment
$1,756/mo
$2,826today
  • 8beds
  • 8baths
  • —sqft

2844 MONTE CRISTO Avenue, Phoenix

18231 41st Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 2.65%
FHA
Active
39
$469,000$363,268 equity gap
Rate
2.65%
7.40%today
Payment
$733/mo
$1,090today
  • 3beds
  • 2baths
  • 1,584sqft

18231 41st Street, Phoenix

15602 37TH Street, Phoenix, AZ, 85032 — assumable VA mortgage at 2.81%
VA
Active
51
$1,399,000$1,063,518 equity gap
Rate
2.81%
7.40%today
Payment
$1,572/mo
$2,646today
  • 4beds
  • 3baths
  • 2,598sqft

15602 37TH Street, Phoenix

14812 45TH Way, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
34
$959,900$640,936 equity gap
Rate
2.90%
7.40%today
Payment
$1,486/mo
$2,472today
  • 4beds
  • 3baths
  • 3,139sqft

14812 45TH Way, Phoenix

14631 37TH Place, Phoenix, AZ, 85032 — assumable VA mortgage at 2.90%
VA
Active
37
$529,000$236,014 equity gap
Rate
2.90%
7.40%today
Payment
$1,374/mo
$2,286today
  • 4beds
  • 2baths
  • 1,740sqft

14631 37TH Place, Phoenix

2031 VISTA Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 3.00%
VA
Active
46
$515,000$248,150 equity gap
Rate
3.00%
7.40%today
Payment
$1,271/mo
$2,088today
  • 4beds
  • 2baths
  • 1,332sqft

2031 VISTA Drive, Phoenix

3531 ACOMA Drive, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.71%
FHA
Active
23
$399,000$239,524 equity gap
Rate
3.71%
7.40%today
Payment
$950/mo
$1,428today
  • 3beds
  • 2baths
  • 1,096sqft

3531 ACOMA Drive, Phoenix

16117 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.78%
FHA
Active
23
$399,000$343,539 equity gap
Rate
3.78%
7.40%today
Payment
$387/mo
$576today
  • 4beds
  • 2baths
  • 1,506sqft

16117 26TH Place, Phoenix

16113 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 3.91%
FHA
Active
20
$395,000$316,994 equity gap
Rate
3.91%
7.40%today
Payment
$551/mo
$808today
  • 4beds
  • 2baths
  • 1,506sqft

16113 26TH Place, Phoenix

18232 26TH Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
33
$439,000$21,970 equity gap
Rate
6.71%
7.40%today
Payment
$2,790/mo
$2,991today
  • 3beds
  • 2baths
  • 1,431sqft

18232 26TH Place, Phoenix

3417 KELTON Lane, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.37%
FHA
Active
30
$559,000$310,023 equity gap
Rate
4.37%
7.40%today
Payment
$1,447/mo
$2,008today
  • 3beds
  • 2baths
  • 1,626sqft

3417 KELTON Lane, Phoenix

4128 COOLBROOK Avenue, Phoenix, AZ, 85032 — assumable FHA mortgage at 4.55%
FHA
Active
27
$625,000$394,183 equity gap
Rate
4.55%
7.40%today
Payment
$1,376/mo
$1,870today
  • 3beds
  • 3baths
  • 1,848sqft

4128 COOLBROOK Avenue, Phoenix

12431 28TH Street, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.26%
FHA
Active
6
$489,000$84,522 equity gap
Rate
6.26%
7.40%today
Payment
$2,602/mo
$2,923today
  • 3beds
  • 2baths
  • 1,242sqft

12431 28TH Street, Phoenix

18619 25TH Way, Phoenix, AZ, 85050 — assumable FHA mortgage at 6.65%
FHA
Active
25
$275,000$41,650 equity gap
Rate
6.65%
7.40%today
Payment
$1,559/mo
$1,682today
  • 3beds
  • 2baths
  • 1,372sqft

18619 25TH Way, Phoenix

16238 30th Terrace #23, Phoenix, AZ, 85032 — assumable FHA mortgage at 5.25%
FHA
Active
31
$300,000$227,814 equity gap
Rate
5.25%
7.40%today
Payment
$615/mo
$771today
  • 2beds
  • 3baths
  • 1,336sqft

16238 30th Terrace #23, Phoenix

16015 30TH Street #103, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.54%
FHA
Active
25
$305,000$94,064 equity gap
Rate
6.54%
7.40%today
Payment
$1,365/mo
$1,489today
  • 3beds
  • 3baths
  • 1,429sqft

16015 30TH Street #103, Phoenix

15039 24th Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%
FHA
Active
25
$408,000Potential short sale
Rate
6.71%
7.40%today
Payment
$2,949/mo
$3,161today
  • 3beds
  • 3baths
  • 1,638sqft

15039 24th Place, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$387 /mo
Median cash to assume
$236,014
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe