Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Phoenix, AZ

29 homesFHA & VA loansrates from 2.81% vs 7.40% today

Phoenix assumption guide
10459 PASADENA Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
4
$325,000$52,655 equity gap
Rate
3.05%
7.40%today
Payment
$1,290/mo
$2,105today
  • 3beds
  • 2baths
  • 1,107sqft

10459 PASADENA Avenue, Glendale

9209 Wilow Bend Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.76%
FHA
Active
33
$429,900$83,475 equity gap
Rate
3.76%
7.40%today
Payment
$1,755/mo
$2,621today
  • 3beds
  • 2baths
  • 1,765sqft

9209 Wilow Bend Lane, Phoenix

9002 CORONADO Road, Phoenix, AZ, 85037 — assumable FHA mortgage at 2.81%
FHA
Active
35
$389,000$123,545 equity gap
Rate
2.81%
7.40%today
Payment
$1,244/mo
$2,094today
  • 3beds
  • 2baths
  • 1,806sqft

9002 CORONADO Road, Phoenix

9221 WILLOW BEND Lane, Phoenix, AZ, 85037 — assumable VA mortgage at 2.87%
VA
Active
34
$415,000$124,759 equity gap
Rate
2.87%
7.40%today
Payment
$1,354/mo
$2,261today
  • 4beds
  • 3baths
  • 1,939sqft

9221 WILLOW BEND Lane, Phoenix

10243 READE Avenue, Glendale, AZ, 85307 — assumable FHA mortgage at 3.05%
FHA
Active
27
$395,000$268,109 equity gap
Rate
3.05%
7.40%today
Payment
$631/mo
$1,006today
  • 3beds
  • 2baths
  • 1,535sqft

10243 READE Avenue, Glendale

8925 MERRELL Street, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.10%
FHA
Active
34
$384,999$193,011 equity gap
Rate
3.10%
7.40%today
Payment
$912/mo
$1,479today
  • 4beds
  • 2baths
  • 1,514sqft

8925 MERRELL Street, Phoenix

9124 BERKELEY Road, Phoenix, AZ, 85037 — assumable FHA mortgage at 4.67%
FHA
Active
42
$384,900$38,598 equity gap
Rate
4.67%
7.40%today
Payment
$1,928/mo
$2,583today
  • 3beds
  • 2baths
  • 1,568sqft

9124 BERKELEY Road, Phoenix

10521 VIRGINIA Avenue, Avondale, AZ, 85392 — assumable VA mortgage at 3.50%
VA
Active
27
$425,000$168,859 equity gap
Rate
3.50%
7.40%today
Payment
$1,325/mo
$2,043today
  • 4beds
  • 2baths
  • 2,074sqft

10521 VIRGINIA Avenue, Avondale

10856 LUKE Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 4.17%
FHA
Active
41
$434,900$89,607 equity gap
Rate
4.17%
7.40%today
Payment
$1,825/mo
$2,593today
  • 4beds
  • 3baths
  • 2,028sqft

10856 LUKE Avenue, Phoenix

5418 102ND Avenue, Glendale, AZ, 85307 — assumable VA mortgage at 3.375%
VA
Active
30
$399,999$286,554 equity gap
Rate
3.375%
7.40%today
Payment
$690/mo
$1,081today
  • 3beds
  • 2baths
  • 1,689sqft

5418 102ND Avenue, Glendale

2221 94th Avenue, Phoenix, AZ, 85037 — assumable VA mortgage at 5.23%
VA
Active
24
$415,000Potential short sale
Rate
5.23%
7.40%today
Payment
$2,479/mo
$3,116today
  • 4beds
  • 3baths
  • 2,603sqft

2221 94th Avenue, Phoenix

8226 MONTECITO Avenue, Phoenix, AZ, 85033 — assumable FHA mortgage at 3.44%
FHA
Active
7
$299,900$179,729 equity gap
Rate
3.44%
7.40%today
Payment
$689/mo
$1,071today
  • 3beds
  • 2baths
  • 1,490sqft

8226 MONTECITO Avenue, Phoenix

8918 RANCHO Drive, Glendale, AZ, 85305 — assumable VA mortgage at 5.30%
VA
Active
30
$399,900Potential short sale
Rate
5.30%
7.40%today
Payment
$2,352/mo
$2,932today
  • 3beds
  • 2baths
  • 1,399sqft

8918 RANCHO Drive, Glendale

4616 94TH Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 3.85%
FHA
Active
6
$415,000$125,942 equity gap
Rate
3.85%
7.40%today
Payment
$1,479/mo
$2,184today
  • 4beds
  • 3baths
  • 2,435sqft

4616 94TH Lane, Phoenix

8819 GLENROSA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.23%
FHA
Active
32
$345,000$20,140 equity gap
Rate
5.23%
7.40%today
Payment
$1,910/mo
$2,400today
  • 3beds
  • 1baths
  • 1,273sqft

8819 GLENROSA Avenue, Phoenix

8739 TURNEY Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.55%
FHA
Active
24
$340,000$19,577 equity gap
Rate
5.55%
7.40%today
Payment
$1,934/mo
$2,345today
  • 2beds
  • 2baths
  • 984sqft

8739 TURNEY Avenue, Phoenix

3510 106th Lane, Avondale, AZ, 85392 — assumable FHA mortgage at 6.50%
FHA
Active
23
$375,900$12,038 equity gap
Rate
6.50%
7.40%today
Payment
$2,340/mo
$2,563today
  • 3beds
  • 2baths
  • 1,431sqft

3510 106th Lane, Avondale

9127 CAMBRIDGE Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.64%
FHA
Active
24
$400,000$18,081 equity gap
Rate
6.64%
7.40%today
Payment
$2,519/mo
$2,719today
  • 3beds
  • 2baths
  • 1,430sqft

9127 CAMBRIDGE Avenue, Phoenix

4006 88TH Lane, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.77%
FHA
Active
26
$320,000Potential short sale
Rate
6.77%
7.40%today
Payment
$2,329/mo
$2,481today
  • 3beds
  • 2baths
  • 1,258sqft

4006 88TH Lane, Phoenix

8734 INDIANOLA Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 7.22%
FHA
Active
20
$294,999Potential short sale
Rate
7.22%
7.40%today
Payment
$2,170/mo
$2,209today
  • 2beds
  • 2baths
  • 1,086sqft

8734 INDIANOLA Avenue, Phoenix

4653 99TH Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.52%
FHA
Active
27
$334,999$53,330 equity gap
Rate
5.52%
7.40%today
Payment
$1,702/mo
$2,071today
  • 3beds
  • 3baths
  • 1,942sqft

4653 99TH Drive, Phoenix

10817 PIERSON Street, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.62%
FHA
Active
21
$448,000$45,869 equity gap
Rate
6.62%
7.40%today
Payment
$2,615/mo
$2,829today
  • 4beds
  • 3baths
  • 2,508sqft

10817 PIERSON Street, Phoenix

9514 Avalon Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.85%
FHA
Active
54
$520,000$30,760 equity gap
Rate
6.85%
7.40%today
Payment
$3,243/mo
$3,426today
  • 4beds
  • 3baths
  • 2,274sqft

9514 Avalon Drive, Phoenix

8955 Luke Avenue, Glendale, AZ, 85305 — assumable FHA mortgage at 7.57%
FHA
Active
18
$519,990$44,537 equity gap
Rate
7.57%
7.40%today
Payment
$3,442/mo
$3,386today
  • 3beds
  • 3baths
  • 2,391sqft

8955 Luke Avenue, Glendale

3619 104TH Drive, Avondale, AZ, 85392 — assumable VA mortgage at 6.35%
VA
Active
28
$419,000$67,774 equity gap
Rate
6.35%
7.40%today
Payment
$2,234/mo
$2,486today
  • 3beds
  • 3baths
  • 1,735sqft

3619 104TH Drive, Avondale

10705 MONTECITO Avenue, Phoenix, AZ, 85037 — assumable FHA mortgage at 5.50%
FHA
Active
30
$329,999$280,364 equity gap
Rate
5.50%
7.40%today
Payment
$668/mo
$815today
  • 3beds
  • 2baths
  • 1,320sqft

10705 MONTECITO Avenue, Phoenix

10922 ASHLAND Way, Avondale, AZ, 85392 — assumable VA mortgage at 6.09%
VA
Active
43
$550,000Potential short sale
Rate
6.09%
7.40%today
Payment
$3,683/mo
$4,212today
  • 4beds
  • 3baths
  • 2,672sqft

10922 ASHLAND Way, Avondale

8730 EARLL Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.11%
FHA
Active
27
$354,900$334,784 equity gap
Rate
6.11%
7.40%today
Payment
$122/mo
$140today
  • 4beds
  • 2baths
  • 1,632sqft

8730 EARLL Drive, Phoenix

4524 93RD Drive, Phoenix, AZ, 85037 — assumable FHA mortgage at 6.12%
FHA
Active
30
$499,000$482,562 equity gap
Rate
6.12%
7.40%today
Payment
$105/mo
$119today
  • 4beds
  • 4baths
  • 2,271sqft

4524 93RD Drive, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.81%
Lowest existing payment
$631 /mo
Median cash to assume
$83,475
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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