Daniel Clark

Daniel Clark

Assumable homes for sale in Phoenix, AZ

23 homesFHA & VA loansrates from 2.73% vs 7.40% today

Phoenix assumption guide
2723 APOLLO Road, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.73%
FHA
Active
17
$349,900$76,923 equity gap
Rate
2.73%
7.40%today
Payment
$1,271/mo
$2,162today
  • 3beds
  • 2baths
  • 1,488sqft

2723 APOLLO Road, Phoenix

3713 SAINT ANNE Avenue, Phoenix, AZ, 85041 — assumable VA mortgage at 3.07%
VA
Active
26
$415,000$149,653 equity gap
Rate
3.07%
7.40%today
Payment
$1,257/mo
$2,046today
  • 3beds
  • 3baths
  • 2,027sqft

3713 SAINT ANNE Avenue, Phoenix

5430 35TH Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.16%
FHA
Active
16
$269,000$105,394 equity gap
Rate
3.16%
7.40%today
Payment
$811/mo
$1,305today
  • 3beds
  • 1baths
  • 900sqft

5430 35TH Avenue, Phoenix

2610 ROMLEY Road, Phoenix, AZ, 85041 — assumable VA mortgage at 2.86%
VA
Active
28
$400,000$320,088 equity gap
Rate
2.86%
7.40%today
Payment
$371/mo
$621today
  • 3beds
  • 2baths
  • 1,548sqft

2610 ROMLEY Road, Phoenix

3410 T RYAN Lane, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.87%
FHA
Active
59
$465,000$188,903 equity gap
Rate
2.87%
7.40%today
Payment
$1,324/mo
$2,185today
  • 5beds
  • 3baths
  • 2,569sqft

3410 T RYAN Lane, Phoenix

2208 DUNBAR Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.89%
FHA
Active
34
$450,000$186,378 equity gap
Rate
2.89%
7.40%today
Payment
$1,261/mo
$2,101today
  • 5beds
  • 3baths
  • 1,940sqft

2208 DUNBAR Drive, Phoenix

803 SAINT ANNE Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 2.98%
FHA
Active
8
$343,500$196,593 equity gap
Rate
2.98%
7.40%today
Payment
$695/mo
$1,144today
  • 3beds
  • 2baths
  • 1,349sqft

803 SAINT ANNE Avenue, Phoenix

7704 23RD Lane, Phoenix, AZ, 85041 — assumable VA mortgage at 3.13%
VA
Active
32
$515,000$320,307 equity gap
Rate
3.13%
7.40%today
Payment
$1,184/mo
$1,781today
  • 4beds
  • 3baths
  • 2,522sqft

7704 23RD Lane, Phoenix

3233 HUNTINGTON Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 3.23%
FHA
Active
22
$346,989$142,644 equity gap
Rate
3.23%
7.40%today
Payment
$1,023/mo
$1,632today
  • 3beds
  • 2baths
  • 1,600sqft

3233 HUNTINGTON Drive, Phoenix

3315 SUNLAND Avenue, Phoenix, AZ, 85041 — assumable VA mortgage at 3.76%
VA
Active
21
$339,900Potential short sale
Rate
3.76%
7.40%today
Payment
$1,897/mo
$2,833today
  • 3beds
  • 2baths
  • 1,310sqft

3315 SUNLAND Avenue, Phoenix

4924 23RD Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 5.30%
FHA
Active
28
$424,500$36,527 equity gap
Rate
5.30%
7.40%today
Payment
$2,290/mo
$2,855today
  • 4beds
  • 3baths
  • 1,800sqft

4924 23RD Avenue, Phoenix

2439 KOWALSKY Lane, Phoenix, AZ, 85041 — assumable FHA mortgage at 5.81%
FHA
Active
52
$424,999Potential short sale
Rate
5.81%
7.40%today
Payment
$2,630/mo
$3,100today
  • 3beds
  • 3baths
  • 2,373sqft

2439 KOWALSKY Lane, Phoenix

9341 34TH Lane, Laveen, AZ, 85339 — assumable FHA mortgage at 6.71%
FHA
Active
30
$380,000Potential short sale
Rate
6.71%
7.40%today
Payment
$2,665/mo
$2,857today
  • 3beds
  • 3baths
  • 1,673sqft

9341 34TH Lane, Laveen

2544 SUNLAND Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 7.18%
FHA
Active
20
$439,000Potential short sale
Rate
7.18%
7.40%today
Payment
$3,209/mo
$3,280today
  • 4beds
  • 3baths
  • 2,514sqft

2544 SUNLAND Avenue, Phoenix

2623 ATLANTA Avenue, Phoenix, AZ, 85041 — assumable VA mortgage at 4.45%
VA
Active
37
$365,000$193,786 equity gap
Rate
4.45%
7.40%today
Payment
$1,005/mo
$1,381today
  • 4beds
  • 3baths
  • 2,138sqft

2623 ATLANTA Avenue, Phoenix

2413 SUNLAND Avenue, Phoenix, AZ, 85041 — assumable VA mortgage at 6.65%
VA
Active
58
$449,999$33,142 equity gap
Rate
6.65%
7.40%today
Payment
$2,785/mo
$3,004today
  • 4beds
  • 2baths
  • 2,128sqft

2413 SUNLAND Avenue, Phoenix

2842 THURMAN Drive, Laveen, AZ, 85339 — assumable FHA mortgage at 6.73%
FHA
Active
31
$455,000$35,783 equity gap
Rate
6.73%
7.40%today
Payment
$2,778/mo
$2,971today
  • 3beds
  • 2baths
  • 1,848sqft

2842 THURMAN Drive, Laveen

2323 ALICIA Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 4.51%
FHA
Active
38
$449,900$357,541 equity gap
Rate
4.51%
7.40%today
Payment
$707/mo
$965today
  • 4beds
  • 3baths
  • 2,326sqft

2323 ALICIA Drive, Phoenix

2516 HIDALGO Avenue, Phoenix, AZ, 85041 — assumable FHA mortgage at 6.31%
FHA
Active
28
$450,000$60,913 equity gap
Rate
6.31%
7.40%today
Payment
$2,525/mo
$2,821today
  • 5beds
  • 3baths
  • 1,949sqft

2516 HIDALGO Avenue, Phoenix

5833 23RD Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 6.43%
FHA
Active
30
$444,000$62,554 equity gap
Rate
6.43%
7.40%today
Payment
$2,495/mo
$2,753today
  • 3beds
  • 3baths
  • 2,373sqft

5833 23RD Drive, Phoenix

5838 23RD Drive, Phoenix, AZ, 85041 — assumable FHA mortgage at 6.50%
FHA
Active
29
$399,999$66,872 equity gap
Rate
6.50%
7.40%today
Payment
$2,199/mo
$2,409today
  • 3beds
  • 2baths
  • 1,439sqft

5838 23RD Drive, Phoenix

2439 PECAN Road, Phoenix, AZ, 85041 — assumable VA mortgage at 6.50%
VA
Active
38
$525,000$78,079 equity gap
Rate
6.50%
7.40%today
Payment
$2,854/mo
$3,126today
  • 4beds
  • 2baths
  • 2,575sqft

2439 PECAN Road, Phoenix

1742 ROESER Road, Phoenix, AZ, 85041 — assumable FHA mortgage at 5.81%
FHA
Active
19
$329,900$326,922 equity gap
Rate
5.81%
7.40%today
Payment
$19/mo
$22today
  • 3beds
  • 1baths
  • 1,032sqft

1742 ROESER Road, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$371 /mo
Median cash to assume
$124,019
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
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eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.