Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Phoenix, AZ

35 homesFHA & VA loansrates from 2.67% vs 7.40% today

Phoenix assumption guide
7126 19TH Avenue #192, Phoenix, AZ, 85021 — assumable VA mortgage at 3.02%
VATop pick
Active
33
$200,000$14,905 equity gap
Rate
3.02%
7.40%today
Payment
$888/mo
$1,454today
  • 3beds
  • 3baths
  • 1,408sqft

7126 19TH Avenue #192, Phoenix

2607 COOLIDGE Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.45%
FHATop pick
Active
23
$210,000Potential short sale
Rate
3.45%
7.40%today
Payment
$1,034/mo
$1,604today
  • 3beds
  • 2baths
  • 1,196sqft

2607 COOLIDGE Street, Phoenix

5002 41ST Avenue, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
17
$157,500$19,588 equity gap
Rate
2.87%
7.40%today
Payment
$643/mo
$1,074today
  • 2beds
  • 1baths
  • 924sqft

5002 41ST Avenue, Phoenix

4051 PALOMINO Road, Phoenix, AZ, 85019 — assumable FHA mortgage at 2.87%
FHA
Active
26
$165,000$14,869 equity gap
Rate
2.87%
7.40%today
Payment
$700/mo
$1,169today
  • 2beds
  • 1baths
  • 924sqft

4051 PALOMINO Road, Phoenix

6327 34TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 3.09%
VA
Active
27
$335,000$61,134 equity gap
Rate
3.09%
7.40%today
Payment
$1,300/mo
$2,111today
  • 3beds
  • 2baths
  • 1,557sqft

6327 34TH Lane, Phoenix

6331 31ST Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.77%
FHA
Active
34
$414,900$92,533 equity gap
Rate
2.77%
7.40%today
Payment
$1,487/mo
$2,515today
  • 3beds
  • 2baths
  • 1,881sqft

6331 31ST Drive, Phoenix

2802 MEADOWBROOK Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.88%
FHA
Active
21
$325,000$84,416 equity gap
Rate
2.88%
7.40%today
Payment
$1,150/mo
$1,917today
  • 4beds
  • 2baths
  • 1,720sqft

2802 MEADOWBROOK Avenue, Phoenix

2052 MARLETTE Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.06%
FHA
Active
20
$419,900$90,034 equity gap
Rate
3.06%
7.40%today
Payment
$1,585/mo
$2,583today
  • 4beds
  • 2baths
  • 1,845sqft

2052 MARLETTE Avenue, Phoenix

3402 SOLANO Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.67%
FHA
Active
29
$310,000$110,708 equity gap
Rate
2.67%
7.40%today
Payment
$924/mo
$1,584today
  • 3beds
  • 2baths
  • 1,177sqft

3402 SOLANO Drive, Phoenix

2149 CLARENDON Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.04%
FHA
Active
4
$415,000$148,605 equity gap
Rate
3.04%
7.40%today
Payment
$1,277/mo
$2,087today
  • 3beds
  • 2baths
  • 1,400sqft

2149 CLARENDON Avenue, Phoenix

3115 ELM Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.71%
FHA
Active
11
$335,000$119,795 equity gap
Rate
2.71%
7.40%today
Payment
$1,005/mo
$1,713today
  • 4beds
  • 2baths
  • 1,542sqft

3115 ELM Street, Phoenix

2759 LAWRENCE Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 2.96%
FHA
Active
25
$365,000$172,358 equity gap
Rate
2.96%
7.40%today
Payment
$912/mo
$1,505today
  • 3beds
  • 2baths
  • 1,902sqft

2759 LAWRENCE Road, Phoenix

2809 LAWRENCE Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.02%
FHA
Active
37
$339,999$194,238 equity gap
Rate
3.02%
7.40%today
Payment
$699/mo
$1,145today
  • 3beds
  • 2baths
  • 1,403sqft

2809 LAWRENCE Road, Phoenix

2330 SIERRA VISTA Drive, Phoenix, AZ, 85015 — assumable VA mortgage at 4.42%
VA
Active
41
$525,000$95,342 equity gap
Rate
4.42%
7.40%today
Payment
$2,331/mo
$3,215today
  • 4beds
  • 3baths
  • 2,769sqft

2330 SIERRA VISTA Drive, Phoenix

4738 40TH Drive, Phoenix, AZ, 85019 — assumable FHA mortgage at 3.17%
FHA
Active
44
$350,000$207,653 equity gap
Rate
3.17%
7.40%today
Payment
$781/mo
$1,199today
  • 3beds
  • 2baths
  • 1,580sqft

4738 40TH Drive, Phoenix

7362 38TH Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 3.49%
FHA
Active
26
$449,000$245,885 equity gap
Rate
3.49%
7.40%today
Payment
$1,057/mo
$1,631today
  • 3beds
  • 2baths
  • 1,610sqft

7362 38TH Avenue, Phoenix

2344 MITCHELL Drive, Phoenix, AZ, 85015 — assumable FHA mortgage at 3.82%
FHA
Active
23
$415,000$163,970 equity gap
Rate
3.82%
7.40%today
Payment
$1,371/mo
$2,033today
  • 4beds
  • 3baths
  • 1,860sqft

2344 MITCHELL Drive, Phoenix

5624 30TH Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.54%
FHA
Active
18
$305,000$206,312 equity gap
Rate
3.54%
7.40%today
Payment
$576/mo
$884today
  • 3beds
  • 1baths
  • 1,348sqft

5624 30TH Drive, Phoenix

3432 GLENROSA Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 5.10%
FHA
Active
5
$335,625$23,184 equity gap
Rate
5.10%
7.40%today
Payment
$1,813/mo
$2,311today
  • 4beds
  • 2baths
  • 1,250sqft

3432 GLENROSA Avenue, Phoenix

2911 MONTEBELLO Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 3.75%
FHA
Active
16
$375,000$208,664 equity gap
Rate
3.75%
7.40%today
Payment
$900/mo
$1,346today
  • 3beds
  • 1baths
  • 1,493sqft

2911 MONTEBELLO Avenue, Phoenix

2518 Missouri Avenue, Phoenix, AZ, 85017 — assumable VA mortgage at 5.22%
VA
Active
31
$309,995$26,467 equity gap
Rate
5.22%
7.40%today
Payment
$1,660/mo
$2,088today
  • 2beds
  • 1baths
  • 934sqft

2518 Missouri Avenue, Phoenix

2426 WELDON Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 4.08%
FHA
Active
26
$375,000$264,622 equity gap
Rate
4.08%
7.40%today
Payment
$697/mo
$1,000today
  • 4beds
  • 3baths
  • 1,734sqft

2426 WELDON Avenue, Phoenix

4310 OCOTILLO Road, Glendale, AZ, 85301 — assumable FHA mortgage at 4.17%
FHA
Active
39
$280,000$166,319 equity gap
Rate
4.17%
7.40%today
Payment
$602/mo
$855today
  • 4beds
  • 3baths
  • 1,576sqft

4310 OCOTILLO Road, Glendale

6508 24TH Lane, Phoenix, AZ, 85015 — assumable FHA mortgage at 6.30%
FHA
Active
15
$269,900$12,461 equity gap
Rate
6.30%
7.40%today
Payment
$1,611/mo
$1,802today
  • 2beds
  • 2baths
  • 954sqft

6508 24TH Lane, Phoenix

6816 29TH Lane, Phoenix, AZ, 85017 — assumable VA mortgage at 6.34%
VA
Active
28
$344,900Potential short sale
Rate
6.34%
7.40%today
Payment
$2,269/mo
$2,527today
  • 4beds
  • 2baths
  • 1,955sqft

6816 29TH Lane, Phoenix

3201 Turney Avenue, Phoenix, AZ, 85017 — assumable FHA mortgage at 6.79%
FHA
Active
21
$320,000Potential short sale
Rate
6.79%
7.40%today
Payment
$2,302/mo
$2,447today
  • 3beds
  • 2baths
  • 1,118sqft

3201 Turney Avenue, Phoenix

2739 HAZELWOOD Street, Phoenix, AZ, 85017 — assumable FHA mortgage at 5.66%
FHA
Active
30
$335,000$62,236 equity gap
Rate
5.66%
7.40%today
Payment
$1,667/mo
$1,997today
  • 3beds
  • 2baths
  • 1,703sqft

2739 HAZELWOOD Street, Phoenix

1605 HAZELWOOD Street, Phoenix, AZ, 85015 — assumable FHA mortgage at 4.38%
FHA
Active
32
$279,900$160,056 equity gap
Rate
4.38%
7.40%today
Payment
$716/mo
$993today
  • 4beds
  • 3baths
  • 1,584sqft

1605 HAZELWOOD Street, Phoenix

4132 28TH Drive, Phoenix, AZ, 85017 — assumable FHA mortgage at 6.22%
FHA
Active
47
$310,000$22,609 equity gap
Rate
6.22%
7.40%today
Payment
$1,778/mo
$2,005today
  • 3beds
  • 2baths
  • 1,086sqft

4132 28TH Drive, Phoenix

4614 19 Avenue, Phoenix, AZ, 85015 — assumable FHA mortgage at 4.56%
FHA
Active
15
$260,000$222,381 equity gap
Rate
4.56%
7.40%today
Payment
$302/mo
$410today
  • 3beds
  • 3baths
  • 1,608sqft

4614 19 Avenue, Phoenix

2707 LAMAR Road, Phoenix, AZ, 85017 — assumable FHA mortgage at 6.32%
FHA
Active
45
$549,000$63,184 equity gap
Rate
6.32%
7.40%today
Payment
$3,137/mo
$3,501today
  • 4beds
  • 3baths
  • 2,700sqft

2707 LAMAR Road, Phoenix

3502 NORTHVIEW Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 6.43%
FHA
Active
44
$389,900$52,865 equity gap
Rate
6.43%
7.40%today
Payment
$2,199/mo
$2,427today
  • 3beds
  • 2baths
  • 1,980sqft

3502 NORTHVIEW Avenue, Phoenix

3934 MYRTLE Avenue, Phoenix, AZ, 85051 — assumable FHA mortgage at 7.07%
FHA
Active
42
$389,999$74,276 equity gap
Rate
7.07%
7.40%today
Payment
$2,182/mo
$2,254today
  • 4beds
  • 2baths
  • 1,619sqft

3934 MYRTLE Avenue, Phoenix

2210 HEATHERBRAE Drive, Phoenix, AZ, 85015 — assumable FHA mortgage at 5.73%
FHA
Active
44
$475,000$99,791 equity gap
Rate
5.73%
7.40%today
Payment
$2,216/mo
$2,635today
  • 6beds
  • 3baths
  • —sqft

2210 HEATHERBRAE Drive, Phoenix

6518 16TH Avenue, Phoenix, AZ, 85015 — assumable VA mortgage at 6.99%
VA
Active
60
$843,900$270,543 equity gap
Rate
6.99%
7.40%today
Payment
$3,900/mo
$4,063today
  • 3beds
  • 3baths
  • 2,584sqft

6518 16TH Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$302 /mo
Median cash to assume
$97,566
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
eXp Realty logo

eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

Powered by UMe