Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Prescott, AZ

11 homesVA & FHA loansrates from 3.07% vs 7.40% today

Prescott assumption guide
1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$359,000$137,271 equity gap
Rate
3.07%
7.40%today
Payment
$1,050/mo
$1,709today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 equity gap
Rate
3.10%
7.40%today
Payment
$1,542/mo
$2,499today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$639,900$403,742 equity gap
Rate
3.33%
7.40%today
Payment
$1,200/mo
$1,890today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$95,188 equity gap
Rate
4.67%
7.40%today
Payment
$2,811/mo
$3,766today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 equity gap
Rate
3.57%
7.40%today
Payment
$1,476/mo
$2,256today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 equity gap
Rate
4.20%
7.40%today
Payment
$458/mo
$648today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

1499 Magnolia Lane, Prescott, AZ, 86301 — assumable VA mortgage at 5.52%
VA
Active
27
$489,000$81,884 equity gap
Rate
5.52%
7.40%today
Payment
$2,464/mo
$2,998today
  • 3beds
  • 2baths
  • 1,429sqft

1499 Magnolia Lane, Prescott

1121 Leslie Street, Prescott, AZ, 86301 — assumable VA mortgage at 6.19%
VA
Active
14
$449,000$53,942 equity gap
Rate
6.19%
7.40%today
Payment
$2,670/mo
$2,973today
  • 3beds
  • 2baths
  • 1,580sqft

1121 Leslie Street, Prescott

3180 Simpson Lane, Prescott, AZ, 86301 — assumable VA mortgage at 6.79%
VA
Active
27
$335,000$61,735 equity gap
Rate
6.79%
7.40%today
Payment
$1,812/mo
$1,927today
  • 2beds
  • 2baths
  • 1,231sqft

3180 Simpson Lane, Prescott

1988 Boardwalk Avenue, Prescott, AZ, 86301 — assumable VA mortgage at 6.31%
VA
Active
34
$618,000$235,581 equity gap
Rate
6.31%
7.40%today
Payment
$2,479/mo
$2,770today
  • 3beds
  • 2baths
  • 1,832sqft

1988 Boardwalk Avenue, Prescott

2893 Brooks Range, Prescott, AZ, 86301 — assumable FHA mortgage at 7.22%
FHA
Active
36
$699,900$222,252 equity gap
Rate
7.22%
7.40%today
Payment
$3,322/mo
$3,382today
  • 3beds
  • 2baths
  • 2,278sqft

2893 Brooks Range, Prescott

Assuming a mortgage in Prescott

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.07%
Lowest existing payment
$458 /mo
Median cash to assume
$222,252
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
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eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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