Daniel Clark

Daniel Clark

(480) 231-1177

Assumable homes for sale in Prescott Valley, AZ

77 homesVA & FHA loansrates from 2.25% vs 7.40% today

Prescott Valley assumption guide
12952 Madrid Street, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.90%
VA
Active
37
$445,000$71,887 equity gap
Rate
2.90%
7.40%today
Payment
$1,742/mo
$2,898today
  • 3beds
  • 2baths
  • 1,637sqft

12952 Madrid Street, Dewey-Humboldt

7682 Rabbit Brush Lane, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.45%
VA
Active
69
$519,500$79,410 equity gap
Rate
3.45%
7.40%today
Payment
$2,164/mo
$3,358today
  • 4beds
  • 2baths
  • 1,765sqft

7682 Rabbit Brush Lane, Prescott Valley

6174 Buckboard Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.80%
VA
Active
33
$385,000$88,910 equity gap
Rate
2.80%
7.40%today
Payment
$1,370/mo
$2,309today
  • 3beds
  • 2baths
  • 1,508sqft

6174 Buckboard Drive, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 equity gap
Rate
2.83%
7.40%today
Payment
$1,156/mo
$1,940today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8500 Yavapai Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.83%
FHA
Active
55
$330,000$86,236 equity gap
Rate
2.83%
7.40%today
Payment
$1,156/mo
$1,940today
  • 3beds
  • 2baths
  • 1,122sqft

8500 Yavapai Road, Prescott Valley

8225 Manley Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
45
$375,000$111,048 equity gap
Rate
3.04%
7.40%today
Payment
$1,263/mo
$2,063today
  • 3beds
  • 2baths
  • 1,452sqft

8225 Manley Drive, Prescott Valley

5351 WICKIUP Road, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.04%
FHA
Active
6
$425,000$166,133 equity gap
Rate
3.04%
7.40%today
Payment
$1,244/mo
$2,033today
  • 3beds
  • 2baths
  • 1,392sqft

5351 WICKIUP Road, Prescott Valley

1375 Lakeview Road, Prescott, AZ, 86301 — assumable VA mortgage at 3.07%
VA
Active
46
$359,000$137,271 equity gap
Rate
3.07%
7.40%today
Payment
$1,050/mo
$1,709today
  • 4beds
  • 2baths
  • 1,509sqft

1375 Lakeview Road, Prescott

4860 Judy Circle, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.75%
VA
Active
22
$395,999$119,840 equity gap
Rate
3.75%
7.40%today
Payment
$1,406/mo
$2,102today
  • 3beds
  • 2baths
  • 1,157sqft

4860 Judy Circle, Prescott Valley

1375 Rabbit Ridge Road, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.25%
VA
Active
79
$725,000$311,359 equity gap
Rate
2.25%
7.40%today
Payment
$1,846/mo
$3,343today
  • 6beds
  • 4baths
  • 2,956sqft

1375 Rabbit Ridge Road, Dewey-Humboldt

15565 Devon Mont Lane, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 2.81%
VA
Active
47
$743,000$308,249 equity gap
Rate
2.81%
7.40%today
Payment
$2,057/mo
$3,462today
  • 3beds
  • 3baths
  • 2,768sqft

15565 Devon Mont Lane, Dewey-Humboldt

00 Nugget Patch Trail, Prescott, AZ, 86303 — assumable VA mortgage at 2.88%
VA
Active
18
$149,500Potential short sale
Rate
2.88%
7.40%today
Payment
$4,110/mo
$6,854today
  • —beds
  • —baths
  • —sqft

00 Nugget Patch Trail, Prescott

4900 Calle Santa Cruz, Prescott Valley, AZ, 86314 — assumable VA mortgage at 2.90%
VA
Active
28
$474,900$224,076 equity gap
Rate
2.90%
7.40%today
Payment
$1,174/mo
$1,953today
  • 3beds
  • 2baths
  • 1,654sqft

4900 Calle Santa Cruz, Prescott Valley

7685 Summit Pass --, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 equity gap
Rate
2.90%
7.40%today
Payment
$830/mo
$1,381today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass --, Prescott Valley

7685 Summit Pass --, Prescott Valley, AZ, 86315 — assumable VA mortgage at 2.90%
VA
Active
43
$400,000$225,850 equity gap
Rate
2.90%
7.40%today
Payment
$830/mo
$1,381today
  • 3beds
  • 2baths
  • 1,425sqft

7685 Summit Pass --, Prescott Valley

3861 Navajo Drive, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 2.98%
FHA
Active
31
$329,900$175,705 equity gap
Rate
2.98%
7.40%today
Payment
$730/mo
$1,201today
  • 3beds
  • 2baths
  • 1,272sqft

3861 Navajo Drive, Prescott Valley

5240 Hondo Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.00%
VA
Active
23
$229,900$229,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 924sqft

5240 Hondo Drive, Prescott Valley

13174 Belgian Way, Prescott Valley, AZ, 86315 — assumable VA mortgage at 3.03%
VA
Active
25
$935,000$618,400 equity gap
Rate
3.03%
7.40%today
Payment
$1,548/mo
$2,533today
  • 3beds
  • 3baths
  • 2,528sqft

13174 Belgian Way, Prescott Valley

1013 Craftsman Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.10%
VA
Active
42
$665,000$339,938 equity gap
Rate
3.10%
7.40%today
Payment
$1,542/mo
$2,499today
  • 3beds
  • 2baths
  • 1,926sqft

1013 Craftsman Drive, Prescott

1525 Varsity Drive, Prescott, AZ, 86301 — assumable VA mortgage at 3.33%
VA
Active
85
$639,900$403,742 equity gap
Rate
3.33%
7.40%today
Payment
$1,200/mo
$1,890today
  • 3beds
  • 2baths
  • 1,945sqft

1525 Varsity Drive, Prescott

3096 Montana Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.67%
VA
Active
50
$599,999$95,188 equity gap
Rate
4.67%
7.40%today
Payment
$2,811/mo
$3,766today
  • 3beds
  • 2baths
  • 1,777sqft

3096 Montana Drive, Prescott

1053 Arrowhead Lane, Dewey-Humboldt, AZ, 86327 — assumable VA mortgage at 4.99%
VA
Active
40
$420,000$40,147 equity gap
Rate
4.99%
7.40%today
Payment
$2,172/mo
$2,805today
  • 2beds
  • 2baths
  • 1,664sqft

1053 Arrowhead Lane, Dewey-Humboldt

1812 READING Lane, Prescott, AZ, 86301 — assumable VA mortgage at 3.57%
VA
Active
59
$598,000$345,108 equity gap
Rate
3.57%
7.40%today
Payment
$1,476/mo
$2,256today
  • 4beds
  • 3baths
  • 2,616sqft

1812 READING Lane, Prescott

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$194,333 equity gap
Rate
3.61%
7.40%today
Payment
$800/mo
$1,217today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

17301 Gilead Way, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.61%
FHA
Active
19
$350,000$226,969 equity gap
Rate
3.61%
7.40%today
Payment
$651/mo
$990today
  • 3beds
  • 2baths
  • 1,188sqft

17301 Gilead Way, Dewey-Humboldt

8790 Totem Circle, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 3.61%
FHA
Active
41
$344,900$194,333 equity gap
Rate
3.61%
7.40%today
Payment
$800/mo
$1,217today
  • 4beds
  • 2baths
  • 1,673sqft

8790 Totem Circle, Prescott Valley

520 Cortez Street, Prescott, AZ, 86303 — assumable VA mortgage at 3.72%
VA
Active
58
$1,130,000$959,781 equity gap
Rate
3.72%
7.40%today
Payment
$906/mo
$1,360today
  • —beds
  • —baths
  • 5,609sqft

520 Cortez Street, Prescott

4349 Tonto Way, Prescott Valley, AZ, 86314 — assumable VA mortgage at 3.87%
VA
Active
23
$419,999$273,509 equity gap
Rate
3.87%
7.40%today
Payment
$890/mo
$1,311today
  • 3beds
  • 2baths
  • 1,370sqft

4349 Tonto Way, Prescott Valley

10075 Dapple Grey Trail, Dewey-Humboldt, AZ, 86327 — assumable FHA mortgage at 3.91%
FHA
Active
32
$269,900$198,369 equity gap
Rate
3.91%
7.40%today
Payment
$417/mo
$611today
  • 2beds
  • 2baths
  • 1,440sqft

10075 Dapple Grey Trail, Dewey-Humboldt

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
21
$219,500$129,066 equity gap
Rate
4.03%
7.40%today
Payment
$525/mo
$758today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

3870 DOWLING Court, Prescott Valley, AZ, 86314 — assumable FHA mortgage at 4.03%
FHA
Active
22
$219,500$129,066 equity gap
Rate
4.03%
7.40%today
Payment
$525/mo
$758today
  • 2beds
  • 2baths
  • 841sqft

3870 DOWLING Court, Prescott Valley

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.14%
VA
Active
22
$444,444$263,383 equity gap
Rate
4.14%
7.40%today
Payment
$1,025/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

4885 Ramada Drive, Prescott, AZ, 86301 — assumable VA mortgage at 4.17%
VA
Active
22
$444,444$263,256 equity gap
Rate
4.17%
7.40%today
Payment
$1,029/mo
$1,462today
  • 3beds
  • 2baths
  • 1,450sqft

4885 Ramada Drive, Prescott

7601 Cocopah Drive, Prescott Valley, AZ, 86314 — assumable VA mortgage at 4.19%
VA
Active
38
$420,000$363,736 equity gap
Rate
4.19%
7.40%today
Payment
$374/mo
$530today
  • 3beds
  • 2baths
  • 1,464sqft

7601 Cocopah Drive, Prescott Valley

2225 Hillside Loop Road, Prescott, AZ, 86301 — assumable FHA mortgage at 4.20%
FHA
Active
46
$375,500$300,083 equity gap
Rate
4.20%
7.40%today
Payment
$458/mo
$648today
  • 3beds
  • 2baths
  • 1,676sqft

2225 Hillside Loop Road, Prescott

6477 Hereford Avenue, Prescott Valley, AZ, 86314 — assumable VA mortgage at 6.50%
VA
Active
50
$443,000$8,589 equity gap
Rate
6.50%
7.40%today
Payment
$2,756/mo
$3,019today
  • 3beds
  • 2baths
  • 1,455sqft

6477 Hereford Avenue, Prescott Valley

Assuming a mortgage in Prescott Valley

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$374 /mo
Median cash to assume
$128,743
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
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eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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