Daniel Clark

Daniel Clark

Assumable homes for sale in Surprise, AZ

34 homesFHA & VA loansrates from 2.25% vs 7.40% today

Surprise assumption guide
10708 CAMELOT Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.84%
VA
Active
35
$330,000$71,934 equity gap
Rate
2.84%
7.40%today
Payment
$1,197/mo
$2,007today
  • 2beds
  • 2baths
  • 1,656sqft

10708 CAMELOT Circle, Sun City

10963 COGGINS Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 3.00%
FHA
Active
29
$159,995$34,556 equity gap
Rate
3.00%
7.40%today
Payment
$600/mo
$986today
  • 1beds
  • 1baths
  • 994sqft

10963 COGGINS Drive, Sun City

11129 JACARANDA Drive, Sun City, AZ, 85373 — assumable VA mortgage at 3.11%
VA
Active
57
$269,900$67,698 equity gap
Rate
3.11%
7.40%today
Payment
$958/mo
$1,551today
  • 2beds
  • 2baths
  • 1,466sqft

11129 JACARANDA Drive, Sun City

14804 EL FRIO Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 2.93%
FHA
Active
34
$365,900$117,281 equity gap
Rate
2.93%
7.40%today
Payment
$1,170/mo
$1,939today
  • 4beds
  • 2baths
  • 1,642sqft

14804 EL FRIO Street, El Mirage

18414 104TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 4.16%
VA
Active
46
$385,000$77,027 equity gap
Rate
4.16%
7.40%today
Payment
$1,629/mo
$2,317today
  • 2beds
  • 2baths
  • 1,577sqft

18414 104TH Avenue, Sun City

10611 SARATOGA Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.25%
VA
Active
42
$273,500$138,153 equity gap
Rate
2.25%
7.40%today
Payment
$598/mo
$1,083today
  • 2beds
  • 2baths
  • 1,683sqft

10611 SARATOGA Circle, Sun City

10826 MEADE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.65%
FHA
Active
61
$340,000$327,291 equity gap
Rate
2.65%
7.40%today
Payment
$201/mo
$346today
  • 2beds
  • 2baths
  • 1,636sqft

10826 MEADE Drive, Sun City

10906 ROUNDELAY Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.77%
VA
Active
40
$325,000$212,056 equity gap
Rate
2.77%
7.40%today
Payment
$531/mo
$898today
  • 3beds
  • 2baths
  • 1,699sqft

10906 ROUNDELAY Circle, Sun City

10344 HUTTON Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 2.90%
FHA
Active
30
$300,000$167,787 equity gap
Rate
2.90%
7.40%today
Payment
$616/mo
$1,025today
  • 2beds
  • 2baths
  • 1,694sqft

10344 HUTTON Drive, Sun City

10343 PRAIRIE HILLS Circle, Sun City, AZ, 85351 — assumable VA mortgage at 2.90%
VA
Active
41
$208,000$170,567 equity gap
Rate
2.90%
7.40%today
Payment
$373/mo
$501today
  • 2beds
  • 2baths
  • 1,285sqft

10343 PRAIRIE HILLS Circle, Sun City

10911 SANTA FE Drive, Sun City, AZ, 85351 — assumable VA mortgage at 2.90%
VA
Active
30
$130,000Potential short sale
Rate
2.90%
7.40%today
Payment
$666/mo
$1,108today
  • 2beds
  • 2baths
  • 1,108sqft

10911 SANTA FE Drive, Sun City

12315 GINGER Drive, Sun City West, AZ, 85375 — assumable VA mortgage at 3.08%
VA
Active
46
$325,000$198,460 equity gap
Rate
3.08%
7.40%today
Payment
$609/mo
$991today
  • 2beds
  • 2baths
  • 1,327sqft

12315 GINGER Drive, Sun City West

9902 SIGNAL BUTTE Circle, Sun City, AZ, 85373 — assumable VA mortgage at 3.68%
VA
Active
21
$320,000$120,738 equity gap
Rate
3.68%
7.40%today
Payment
$1,059/mo
$1,597today
  • 2beds
  • 2baths
  • 1,980sqft

9902 SIGNAL BUTTE Circle, Sun City

17062 106TH Avenue, Sun City, AZ, 85373 — assumable VA mortgage at 3.44%
VA
Active
36
$199,900$102,882 equity gap
Rate
3.44%
7.40%today
Payment
$558/mo
$867today
  • 2beds
  • 2baths
  • 1,401sqft

17062 106TH Avenue, Sun City

11744 MAUI Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.67%
FHA
Active
57
$412,000$262,178 equity gap
Rate
3.67%
7.40%today
Payment
$928/mo
$1,401today
  • 5beds
  • 3baths
  • 2,556sqft

11744 MAUI Lane, El Mirage

11628 REDFIELD Road, El Mirage, AZ, 85335 — assumable FHA mortgage at 3.75%
FHA
Active
52
$450,000$186,482 equity gap
Rate
3.75%
7.40%today
Payment
$1,414/mo
$2,113today
  • 5beds
  • 3baths
  • 3,021sqft

11628 REDFIELD Road, El Mirage

16825 107TH Drive, Sun City, AZ, 85351 — assumable VA mortgage at 3.84%
VA
Active
28
$299,000$204,659 equity gap
Rate
3.84%
7.40%today
Payment
$585/mo
$865today
  • 3beds
  • 2baths
  • 1,465sqft

16825 107TH Drive, Sun City

12505 SURREY Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.43%
FHA
Active
53
$339,999Potential short sale
Rate
6.43%
7.40%today
Payment
$2,224/mo
$2,454today
  • 4beds
  • 2baths
  • 1,978sqft

12505 SURREY Avenue, El Mirage

14227 NEWCASTLE Drive, Sun City, AZ, 85351 — assumable FHA mortgage at 6.50%
FHA
Active
31
$230,000Potential short sale
Rate
6.50%
7.40%today
Payment
$1,575/mo
$1,726today
  • 3beds
  • 2baths
  • 1,256sqft

14227 NEWCASTLE Drive, Sun City

10509 OAK RIDGE Drive, Sun City, AZ, 85351 — assumable VA mortgage at 6.76%
VA
Active
12
$291,100$12,160 equity gap
Rate
6.76%
7.40%today
Payment
$1,837/mo
$1,959today
  • 2beds
  • 2baths
  • 1,158sqft

10509 OAK RIDGE Drive, Sun City

12536 SAINT MORITZ Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.81%
FHA
Active
24
$310,000Potential short sale
Rate
6.81%
7.40%today
Payment
$2,224/mo
$2,360today
  • 3beds
  • 2baths
  • 1,308sqft

12536 SAINT MORITZ Lane, El Mirage

11348 PINEHOLLOW Drive, Surprise, AZ, 85378 — assumable VA mortgage at 4.46%
VA
Active
15
$332,000$143,980 equity gap
Rate
4.46%
7.40%today
Payment
$1,104/mo
$1,516today
  • 4beds
  • 2baths
  • 1,571sqft

11348 PINEHOLLOW Drive, Surprise

10944 SARATOGA Circle, Sun City, AZ, 85351 — assumable VA mortgage at 6.30%
VA
Active
33
$369,900$36,550 equity gap
Rate
6.30%
7.40%today
Payment
$2,085/mo
$2,333today
  • 2beds
  • 2baths
  • 2,000sqft

10944 SARATOGA Circle, Sun City

12519 Skyview Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 6.95%
FHA
Active
32
$375,000$28,821 equity gap
Rate
6.95%
7.40%today
Payment
$2,341/mo
$2,449today
  • 2beds
  • 2baths
  • 2,057sqft

12519 Skyview Drive, Sun City West

18031 BUNTLINE Drive, Sun City West, AZ, 85375 — assumable FHA mortgage at 4.98%
FHA
Active
46
$585,000$190,495 equity gap
Rate
4.98%
7.40%today
Payment
$2,264/mo
$2,927today
  • 3beds
  • 2baths
  • 2,247sqft

18031 BUNTLINE Drive, Sun City West

10702 WILLOWBROOK Drive, Sun City, AZ, 85373 — assumable VA mortgage at 6.54%
VA
Active
47
$349,900$61,559 equity gap
Rate
6.54%
7.40%today
Payment
$1,904/mo
$2,077today
  • 2beds
  • 2baths
  • 1,385sqft

10702 WILLOWBROOK Drive, Sun City

13438 124TH Lane, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.74%
FHA
Active
43
$488,000$58,120 equity gap
Rate
6.74%
7.40%today
Payment
$2,863/mo
$3,059today
  • 4beds
  • 2baths
  • 2,002sqft

13438 124TH Lane, El Mirage

12714 GREENWAY Road, Surprise, AZ, 85374 — assumable FHA mortgage at 7.08%
FHA
Active
9
$190,000$22,668 equity gap
Rate
7.08%
7.40%today
Payment
$1,170/mo
$1,207today
  • 3beds
  • 2baths
  • 1,330sqft

12714 GREENWAY Road, Surprise

10925 HIBISCUS Drive, Sun City, AZ, 85373 — assumable FHA mortgage at 6.34%
FHA
Active
51
$400,000$103,248 equity gap
Rate
6.34%
7.40%today
Payment
$1,920/mo
$2,138today
  • 2beds
  • 2baths
  • 2,425sqft

10925 HIBISCUS Drive, Sun City

12709 VENTURA Street, El Mirage, AZ, 85335 — assumable FHA mortgage at 5.41%
FHA
Active
6
$370,000Potential short sale
Rate
5.41%
7.40%today
Payment
$2,484/mo
$3,059today
  • 4beds
  • 3baths
  • 2,178sqft

12709 VENTURA Street, El Mirage

14301 4th Avenue, El Mirage, AZ, 85335 — assumable FHA mortgage at 6.50%
FHA
Active
4
$425,000$244,992 equity gap
Rate
6.50%
7.40%today
Payment
$1,141/mo
$1,250today
  • 4beds
  • —baths
  • —sqft

14301 4th Avenue, El Mirage

13817 111TH Avenue, Sun City, AZ, 85351 — assumable FHA mortgage at 6.75%
FHA
Active
39
$179,000Potential short sale
Rate
6.75%
7.40%today
Payment
$1,719/mo
$1,836today
  • 2beds
  • 2baths
  • 1,210sqft

13817 111TH Avenue, Sun City

10718 EL CAPITAN Circle, Sun City, AZ, 85351 — assumable FHA mortgage at 6.81%
FHA
Active
30
$329,900$266,330 equity gap
Rate
6.81%
7.40%today
Payment
$420/mo
$445today
  • 2beds
  • 1baths
  • 1,510sqft

10718 EL CAPITAN Circle, Sun City

11047 Fargo Drive, Sun City, AZ, 85351 — assumable VA mortgage at 7.09%
VA
Active
33
$315,000$283,070 equity gap
Rate
7.09%
7.40%today
Payment
$671/mo
$692today
  • 3beds
  • 2baths
  • 1,465sqft

11047 Fargo Drive, Sun City

Assuming a mortgage in Surprise

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.25%
Lowest existing payment
$373 /mo
Median cash to assume
$129,446
Daniel Clark

Daniel Clark

Realtor License: BR531089000

EXP Realty

daniel@dclark.info+14802311177
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eXp Realty

Equal Housing Opportunity

EXP Realty is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.